THE STUDENT LOAN RELIEF DEPARTMENT does not provide legal or tax advice. Please contact an attorney or accountant if you need legal or tax advice, respectively.


If the Client complies with its obligations to return THE STUDENT LOAN RELIEF DEPARTMENT emails and phone calls and did provide all their timely accurate information such as employer verification and status, adjusted gross income, tax filing status, and number of dependents claimed on their taxes, and THE STUDENT LOAN RELIEF DEPARTMENT did not submit the Clients consolidation submission through the Department of Education – THE STUDENT LOAN RELIEF DEPARTMENT will give the Client 100% of their money back. The document preparation fee has been earned by THE STUDENT LOAN RELIEF DEPARTMENT once THE STUDENT LOAN RELIEF DEPARTMENT has submitted the direct consolidation loan paperwork to the U.S. Department of Education or a U.S. Department of Education Servicer on behalf of a Client. For the purpose of requesting a refund, please contact THE STUDENT LOAN RELIEF DEPARTMENT via phone at (844) 677-0550.


There are occasions when a THE STUDENT LOAN RELIEF DEPARTMENT staff member gathered information over the phone and attempted to help a client apply for a certain Government backed program based on the information collected, yet that Client did not get approved for that program or was approved for a program that was more expensive or less desirable to the Client. In these cases, THE STUDENT LOAN RELIEF DEPARTMENT is more than happy to issue a full refund to the Client.


THE STUDENT LOAN RELIEF DEPARTMENT is a document management and document processing organization that manages, prepares and processes documents that enable Clients to acquire a Direct Consolidation Loan provided from the U.S. Department of Education or a U.S. Department of Education Servicer, and THE STUDENT LOAN RELIEF DEPARTMENT monitors federal programs for any updates or changes that Client may qualify for and benefit from.


THE STUDENT LOAN RELIEF DEPARTMENT is a private organization and is not endorsed by, associated or affiliated with the U.S. Department of Education or a U.S. Department of Education Servicer, nor is THE STUDENT LOAN RELIEF DEPARTMENT endorsed by, associated or affiliated with any federal, state, or local government agency.


THE STUDENT LOAN RELIEF DEPARTMENT does not create, have, or claim to have any proprietary systems, processes, secrets, special expertise, theories, and competitive advantages that provides Clients any advantage by enrolling and paying THE STUDENT LOAN RELIEF DEPARTMENT for the facilitation of their direct consolidation loan as opposed to going direct to the U.S. Department of Education or a U.S. Department of Education Servicer to process their own direct consolidation loan paperwork in a similar fashion on their own behalf for free. Clients can go directly to the U.S. Department of Education or a U.S. Department of Education Servicer on their own for no fees and acquire their own direct consolidation loan if they desire to spend the time to research the options, prepare the various documents, submit the proper documents and stay in compliance. Maintaining contact with the U.S. Department of Education or a U.S. Department of Education Servicer through the life of the loan can be time consuming and this is why many Clients select a third party organization like THE STUDENT LOAN RELIEF DEPARTMENT for assistance.


The THE STUDENT LOAN RELIEF DEPARTMENT staff and representatives have knowledge regarding the Client’s enrolled services and although THE STUDENT LOAN RELIEF DEPARTMENT is not licensed in any manner or with any Jurisdiction, THE STUDENT LOAN RELIEF DEPARTMENT provides general information regarding federal programs offered through the U.S. Department of Education or a U.S. Department of Education Servicer. Examples of these programs are direct consolidation loans, rehabilitation, forbearance, deferment, loan discharge programs, public service loan forgiveness and teacher loan forgiveness.


Potential disadvantages of consolidating federal student loans include paying more in total interest, having a larger total loan repayment amount, extending the loan period (meaning Client will be paying longer), losing borrower benefits from Client’s current lender (i.e. interest rate discounts, rebates), having to repay borrower benefits (i.e. rebates, fee waivers), and acquiring possible prepayment penalties and loss of grace period (if Client consolidates loans during their initial grace period).